Your Free California Home Loan Playbook
Every CA loan type, program, and red flag explained in plain English.
Free Download — 2026

Your Free Guide to California Home Loans
- Every CA loan type in plain English
- CalHFA & programs most buyers miss
- How lenders calculate what you can borrow
- Self-employed & investor loan options compared
- 7 documents every lender will ask for
- Rate lock strategy — when to lock, when to float
- Red flags in your Loan Estimate to never ignore
- Full mortgage glossary — 28 terms defined
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No lender calls. Just the guide California buyers actually need.
Mettkey is an educational resource — not a lender, broker, or mortgage company. NMLS #2779492 | Shiva T. Mettke.